Installation Process
Step 1: Schedule Estimates
Step 2: Apply for the Loan
Step 3: Schedule & Perform Installation
Step 4: Finalize Permit & your done!
ACCORDING TO PENINSULA CLEAN ENERGY Up to $10,000, zero interest, no money down, no credit check required
Zero percent loans help customers install electric water heaters, heating and A/C, and energy efficiency upgrades that reduce carbon emissions and energy use in the home. The loans are zero percent (0%) interest with no money-down for a term of up to 5 years. The payments are conveniently included on your monthly electric bill.
Eligibility requirements
You can check your eligibility by completing this form. Completing the form is optional and not required to secure a loan.
Customer eligibility
Be a Peninsula Clean Energy customer on a residential rate
Own the residence where the upgrades are installed
Have a zero-dollar ($0.00) past-due balance on your last three PG&E billing statements
Have no more than one other active zero percent loan with Peninsula Clean Energy
Participation requirements
Have a signed loan agreement prior to start of installation
Install eligible upgrades with an approved contractor
Eligible upgrades
Heat pump water heater
Heat pump for HVAC (heating, ventilation and air conditioning)
Electrical panel upgrades
To qualify for a zero percent loan, a project must include either a heat pump water heater or heat pump for space heating and air conditioning. Gas-powered appliances are not eligible.
See “Upgrades and rebate details” (below).
Loan process overview
Upgrades and rebate details
Approved contractors
Loan terms
Frequently asked questions